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Let’s face it, getting caught with ya pants down is basically like stepping in the dog’s business; it stinks, it’s gonna be messy, and there’s really no clean way out of it. But onto every sidewalk, some sh*t happens. To all those caught in the crap, you probably won’t be able to save the shoe, but here are a few napkins till you can get to another ho(se).


1. Begging (The Jimmy Swaggart defense)
Find something in your life that she didn’t know about and leeeeean on it; My dog died, my mom called me ugly, a mosquito bit me, whatever. If there’s a chance that you can tug at her heartstrings DO IT. Sure it’s a little grimey, but this is survival. Alls fair in love and war dammit.


2. Play Offense (The Female Defense)
When you corner a female, she puts the argument in the spin cycle by hitting you with reasons why your beef is your fault. What’s good for the goose is good for the gangster. Nothing distracts from a set of raggedy draws like pointing out a few holes in a different pair.


3. Minimalism (The Eddie Murphy/Raw Defense)
The objective here is to make this seem like the most insignificant thing on the face of the Earth. While doing so, try to avoid the “she meant NOTHING to me,” “I don’t care about her” clichés, while implying JUST that. Play it off, “Yes I f*cked her… but I MAKE LOVE to you.”


4. Blame It On The Alcohol (The T-Pain Defense)
Sure, it’s a bit cheesy, but it’s been done before because it works. Liquor has been known to get just as many people out of trouble as it gets them in. If you’ve had one too many and made some mistakes, that’s pretty believable. And if your lady has ever been anywhere warm during spring break, you’ll be fine.


5. Deny, Deny, Deny (The R. Kelly Defense)
When all else fails and you’ve got nothing else to lose, denial is not just a river in Egypt. Cop to taking a number but never calling. Cop to calling but never meeting. Cop to meeting but never touching that chick because it was broad day and a coincidence! There are levels to this thing.

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Sometimes in life we have to have tough conversations, and hands down one of the most awkward discussions can be those concerning money. Especially, if you've lent a friend or family member you're hard-earned cash and they've yet to pay you back. There never seems to be the perfect words to start that

"Well, I kind of need my money back" conversation.

One of the wisest pieces of advice I've ever received was to not lend money at all. According to my grandmother, it's okay to be a monetary blessing to someone but you should never expect it back. She always said money has a funny way of messing up your personal relationships so only give gifts, not loans.

However, I admit, I haven't always listened to her wise words. I'm guilty of helping a family member or two, even at times before my own personal needs were met.

Luckily, I'm older and wiser now. I've learned a few rules of the "money" game and they haven't failed me yet. Here are 5 rules I've learned about borrowing and lending money, and most importantly how to ask for it back.

1. Don't let anyone guilt trip you.
Mixing finances and loved ones can be risky so make sure you are giving from you heart. Don't let anyone force or guilt trip you into your decision. Take time to think about your choice, even if it means giving yourself a few days before you give a yes or no answer.

2. Write a contract.
Both parties should have a clear understanding of how much money is being lent and when it will be paid back. Whether we are dealing with a small or large amount of money, the best way to be "on the same page" is to write and sign a contract. In event of the worst-case scenario, a contract gives you proof to purse legal action.

3. Communicate by phone or in person.
Communicating via text message and email is an easy way for misunderstandings, which can lead to hostility, to occur. When you initiate the conversation, be as pleasant as possible and try asking about what they borrowed the money for. For example, if you lent money to help your friend get a new tire ask, "How is your car running now with the new tire?" Being straightforward, yet pleasant, is the best way for the already-awkward conversation to go best. Also, if they don't have all of the money at once try recollecting it in installments.

4. Have them spot you during an event.
If months go by and the person has yet to reimburse your cash, don't go on a yelling and screaming rampage. That will continue to ruin the already tarnished relationship you have with the individual. Try a more sneaky way to have them repay you. Invite the person to lunch or the movies, and when the bill comes ask if they can cover you. Say, "Well you owe me that $40 dollars so if you cover me we will call it even." This may not work in every situation, but it's a fun way to try.

5. Don't bring other people into the situation.
Complaining about your owed money with other friends and family members can perpetuate the problem. You must understand the risk of not getting the money back with you initially give it out. You may be forced to take a loss. However, you should feel comfort in knowing that the next time they ask you for money — because they usually do — you can politely decline.

 

http://hellobeautiful.com/2635439/rules-for-borrowing-lending-money-how-to-ask-for-it-back/

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For quite some time, downtown and midtown Detroit has been without a solid grocery store, making residents in the area have to travel to other areas in the city. Now, there is Ye Olde Butcher Shoppe in midtown on Woodward, Whole Foods will open June 5th on Mack and Woodward. Recently, Rock Ventures added Papa Joe's Gourmet Marketing and Catering to the steady stream of retailers choosing to call the area home. The new store will inhabit space inside of the Rock Ventures-owned First National Building, merely a stone's throw away from Campus Martius.

Opened in 1971, Papa Joe's Gourmet Market is a grocery store that offers fresh meats, produce, and seafood in addition to gourmet catered foods and an extensive wine collection. The new store would occupy approximately 15,000 square feet of first floor space adjacent to the Roasting Plant in the building. While meeting the growing demand for a downtown grocer, the new market is also expected to create 80 new jobs.
"Papa Joe's expansion to Detroit will be welcome news to downtown foodies, residents and workers alike who have long lamented the lack of a downtown grocery store," said Dan Mullen, Bedrock's Vice President of Real Estate Development, Rock Ventures' full-service real estate firm specializing in purchasing, leasing, financing, developing and managing of commercial space.

"This will be an expansion of Papa Joe's tried and true concept of offering fresh produce, meat, and seafood as well as gourmet prepared foods and catering that has devoted fans already in metro Detroit," said Mullen.

"We are thrilled with the opportunity to be the first truly downtown grocer in years. My head is full of ideas of how to serve people with great products and services in an inviting space with great indoor and outdoor flow," said Papa Joe's founder, Tony Curtis.

The downtown Papa Joe's will operate slightly different than the other locations. In addition to everything available at Papa Joe's suburban locations, the downtown location will also include delivery and table service for gourmet pizza, pasta, Thai food, sushi as well as a full liquor license. Perhaps the most exciting or innovative feature of the downtown location resides in its use of technology. Patrons will have the option of placing their grocery orders online and picking up their already packaged orders. It will be a haven for foodies and gourmet aficionados. Thanks to its prime location near Campus Martius, patrons will also have the opportunity to sit in Papa Joe's outdoor patio space and enjoy the atmosphere of Campus Martius and listen to any live music that is playing.

"[Papa Joe's] will have a great design and experience you can't get anywhere else. It will feature a restaurant and bar atmosphere and will be a destination for people to visit around the world," said Mullen.

Having a multifaceted retailer such as Papa Joe's moving into the downtown space will add life and vitality to a city that has survived a rock-bottom crash and is rising like a phoenix from the ashes. Although Papa Joe's is not expected to open until later this year or early 2014, one can imagine it being a hotspot next summer.

Follow Amber L. Bogins on Twitter @AmberLaShaii

Socially awkward?

While no one wants to admit it, some of us have trouble when it comes to making meaningful connections with others.

That can prove increasingly stressful when you're working in an industry that requires you must market yourself well. It seems you cannot find a career that doesn't require some level of effective networking. 

It's not always easy to get to know others, put yourself out there and follow up on the right opportunities. Social media has become a great tool, however one that can create added challenges if not properly used.

Well, if you're stumped and need a little bit of advice, check out the following for tips on how to interact online and in the real-world to expand your network:

http://www.blackenterprise.com/career/6-social-networking-tips-for-the-socially-awkward/

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